12.5 C
New York
Sunday, April 18, 2021

Travel Medical First Aid Kits

Travel liberates us. It teaches us while enriching with experiences no statutory life can. While living it, It brings various situations to the fore,...
More

    Latest Posts

    10 Things to do in Taipei

    Taipei, the capital of Taiwan is known to be a modern metropolis amongst Japanese colonial lanes and also busy shopping streets. There will be...

    Counting Calories When Traveling

    Intoday’s world, life is getting so scheduled and busy that was never before. Earning and education have become so difficult due to the overburdening...

    Arc 1950, a Unique Family Resort in the Alps

    Built just 15 years ago in Savoie, in the heart of the French Alps, this resort is incomparable through its concept. It’s one of...

    Holidays in France are just amazing!

    From shopping malls to low budget picnics France has it all. So if we are talking about winter in France the French ski resorts...

    Going on holiday? Don’t skip the insurance!

    travel insurance
    travel insurance

    When booking an – often costly – holiday with an agent on or offline, understandably many people decide to not shell out for the additional cost of travel insurance, assuming that everything will go to plan whilst away on their vacation. Unfortunately, this is not always the case and should you suffer an accident resulting in injury whilst away, the financial repercussions can be devastating.

    Should you trip and crack your hip bone during a trip to America, you’ll be forced to shell out over £22,000 in health care costs, whilst a heart attack could cost you £35,000 in Spain. A broken lower leg in the USA? $4600. Even a simple wrist injury can set you back up to £3000! Although it is true that 50+ countries have reciprocal health care arrangements with the UK (in which health care is free on the Nation Health Service), UK residents could still face a significant fee, since some elements – such as an ambulance ride – are not covered by this arrangement.

    Since the majority of people on holiday do not have to take up the precautions offered by their insurance policy, protecting yourself can work out to be incredibly cheap (the dynamic of the industry is based the minority ever making a claim), especially when compared to these gargantuan health costs. Paying £25 (approx) per week away now could serve you incredibly well should the unexpected occur! If you are a regular traveller, you might wish to take out an annual insurance deal as this will save you even more money.

    Those who take out travel insurance are covered for more than just hospital visits however.

    Losing any part of your personal baggage at the airport or due to theft once you have arrived in your country of choice can be devastating and can completely ruin your holiday. Although a monetary payout will not completely qualm the inconvenience that such a loss can cause, knowing that the cost of replacing the contents of your bag or suitcase will be covered by your insurance company (under their personal baggage clause) will help a little.

    Sometimes, holidays just have to be cancelled at the last minute due to unforeseen circumstances. This is not only disappointing for those involved but this situation can see one losing out on holding fees and/or deposits for accommodation as well as flight costs. Cancellation cover is often included under the umbrella of travel insurance which will protect you from such losses.

    The inclusion of personal accident insurance ensures that compensation is paid to those suffering an accident which leads to a distressing event of a death or the permanent loss of a limb (around £15,000 and £25,000 respectively), beyond the initial costs of receiving care in a foreign hospital.

    Public liability insurance is also often included to protect travellers against being sued whilst on vacation abroad (usually up to £1 million in legal fees but be sure to enquire) which could happen should your hired chalet become damaged during your stay (just one example).

    When taking out a travel insurance policy, honesty is the right way to go. If you lie about any previous health issues or something else that could affect your claim, then your policy will be void and you will not be entitled to any monetary compensation. Never assume that you are protected by every element mentioned in this clause either – policies can vary wildly so be sure to heavily probe your agent so you know exactly what cover you are paying for.

    Kat Cole has seen many incidences of failed holiday accident claims from CompensationClaims.net in the wake of the client’s failure to take out insurance. When Kat is not working in the realm of compensation claims, she enjoys live music performances and using a plethora of different social networking websites.

    Image by by kadep90

    Latest Posts

    10 Things to do in Taipei

    Taipei, the capital of Taiwan is known to be a modern metropolis amongst Japanese colonial lanes and also busy shopping streets. There will be...

    Counting Calories When Traveling

    Intoday’s world, life is getting so scheduled and busy that was never before. Earning and education have become so difficult due to the overburdening...

    Arc 1950, a Unique Family Resort in the Alps

    Built just 15 years ago in Savoie, in the heart of the French Alps, this resort is incomparable through its concept. It’s one of...

    Holidays in France are just amazing!

    From shopping malls to low budget picnics France has it all. So if we are talking about winter in France the French ski resorts...

    Don't Miss

    Popular Types of Accommodation for Brisbane City Stays

    The city of Brisbane in the sunny state of Queensland is home to some great tourist attractions and boasts a large number of things...

    7 Must Visit Destinations to Truly Embrace Dubai

    Wondering why countless tourists fly to Dubai each year? There is no other way about it — you simply have to set foot in...

    How to build the strong team relationship with altitude Trampoline Park?

    The corporate world is huge, and you cannot survive there alone. You need to work in a team for successfully achieving the goals of...

    Your Destination for a Once In a Lifetime Moment

    A special moment like your upcoming nuptials only comes around once in a lifetime. Create and experience the ceremony you’ve always dreamed of by...

    Best Travel Destionations for an Amateur Astronomer

    If you are an amateur astronomer and you are out of ideas with regard to where you should go next to look at the...

    Stay in touch

    To be updated with all the latest news, offers and special announcements.